117 E Elm Street
Winter, for most people, involves spending more time indoors. You can use that 'indoor time' to regroup and reprioritize things in your home (and your budget and your relationships) OR you can sometimes just slip into hibernation mode!
It might be good for your mental health to tackle a project, pick up a book you've been wanting to read, clean out your closets, repair or clean some tools you'll be using when summer comes, etc.
In March 2020, most student loan payments involving the federal government were paused. In early December 2020, this was extended from December 31 to January 31, 2021.
Do you or your children or grandchildren have federal student loans?
Do you have private student loans?