NEW Bluffton Location
117 E Elm Street
I strongly believe in patterns and principles in life. Following certain principles and patterns doesn't 'guarantee' a certain outcome, but it does create good conditions for a desired outcome.
In our financial lives, there is no promise that if you save and invest wisely, you will be wealthy. We've lived long enough to know that medical expenses, unexpected tragedy, and other "torpedos" come along and sometimes derail even our well-guided efforts. However, the principle remains. It can be very beneficial to save and invest wisely for the future. This is better than squandering your money, regardless of what life sends your way.
One of the best ways to face economic uncertainty is to follow sound financial habits and principles and not be reactionary. However, these can also be times to re-assess with the help of a trusted adviser. We'd be happy to review your situation with you!
Understanding the Times
The verse shown above is taken from I Chronicles in the Bible, where King David is gathering around himself mighty warriors who have chosen to side with him against King Saul. Some brought heroic might, others had skills in weaponry, but above all of that the men of Issachar had insight. The Bible says they were "men who understood the times and knew what Israel should do." I believe that this insight they possessed was every bit as powerful as might and weapons - and probably more so.
I believe that, as a PRINCIPLE, we can also be people of understanding and insight. With God's help, we can be among those who "understand the times" and know what to do. I believe this in the financial arena and also in political and societal arenas.
In my years as a financial adviser, there have been some pretty strong trends and principles that we've followed that are beginning to shift. How much income you can reasonably draw in retirement, whether Social Security will last, whether to defer taxes or pay them now, etc. -- these are all items that require discernment and understanding.
If you would like to sit down and discuss some "big picture" principles regarding your retirement plans (present or future), we would be happy to talk to you. You do not have to be our current client to have a conversation with us.